A power of attorney allows one person (the Principal) to grant power to another person (an Agent or Attorney-in-Fact) to handle the affairs of the Principal during his absence or illness.
The power can be very broad or very specific, and can include access to bank accounts, deposit boxes, insurance, transfer or sell property, or even recommend a conservator, should one ever need to be appointed for you.
“Durable” means that the power of attorney will continue to exist if you become incompetent or so ill that you are unable to answer.



